"PLAN YOUR TOMORROW" VIDEO CONTEST​

NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT IMPROVE YOUR ODDS OF WINNING. VOID WHERE PROHIBITED OR RESTRICTED BY LAW.

BY ENTERING THIS CONTEST AND SUBMITTING A VIDEO ENTRY (an ENTRY OR VIDEO ENTRY), EACH ENTRANT CERTIFIES THAT THEY HAVE READ, UNDERSTAND AND AGREE TO THE TERMS OF THESE OFFICIAL RULES.

We want to know how guidance from a CERTIFIED FINANCIAL PLANNER^TM professional could help you plan your tomorrow. We invite you to enter the “Plan Your Tomorrow” Video Contest by uploading a short (no more than 30 seconds) video that answers this question:

• • How could meeting with a CFP^TM professional help you plan your tomorrow?

We will select up to fifteen (15) finalists, who will have the opportunity to have their video (or portions of it) featured in promotional materials created and distributed by Financial Planning Standards Board Ltd. and its affiliates and member organizations – including promotions highlighting World Financial Planning Day, Wednesday, 7 October 2020. Five (5) of the finalists will be chosen as Grand Prize Winners and will meet with a local CERTIFIED FINANCIAL PLANNER^TM professional for up to three hours and will also receive the equivalent of US$1,000 to further their financial goals (as described in more detail below).

1. 1. Sponsor: The “Plan Your Tomorrow” Video Contest (the Contest) is sponsored by Financial Planning Standards Board Ltd. (FPSB Ltd.), located at 707 17th Street, Suite 2925, Denver, Colorado, USA 80202.


2. 2. Eligibility: The Contest is open only to individuals 18 years of age or older (Entrants) and is a personal activity (as opposed to a professional or commercial activity). Entrants must be from Australia, Austria, Canada, China, Chinese Taipei, Colombia, France, Germany Hong Kong, India, Indonesia, Ireland, Israel, Japan, Korea, Malaysia, Netherlands, New Zealand Singapore, South Africa, Switzerland, Thailand, United Kingdom, or the United States except that the Contest is void in Quebec, Canada and any other jurisdiction (including local jurisdictions) where it is prohibited or restricted by law. Entrants cannot have been arrested for or convicted of a felony or crime of dishonesty. Employees, volunteer leaders, officers and directors of Sponsor or its affiliates or member organizations, as well as immediate family members of and those living in the same household as such individuals are ineligible. Entrants must have internet access and be the rightful owner of the email address provided as part of Entrant’s submission. Submission of an Entry constitutes Entrant’s verification that they meet the eligibility requirements set forth in these official rules. Sponsor reserves the right to verify eligibility of any Entrant. Winning a prize is contingent on fulfilling all eligibility requirements.


3. 3. Video Entry Submission Requirements:
   • • Video Entries will be accepted online only via the Contest website www.worldfpday.org beginning Midnight Mountain Daylight Time U.S. (or 6:00 UTC) 5 August 2020. All online Video Entries must be received before Midnight Mountain Daylight Time U.S. (or 6:00 UTC) on 24 September 2020. Sponsor is not responsible for late or unsuccessful attempts to enter.
   • • Submissions must be no longer than 30 seconds and must respond meaningfully to the prompt set forth above, which is also listed on the Contest website.
   • • The Contest website supports most common video formats, but the maximum size of your Entry cannot exceed 40 MB.
   • • Entrants must submit Video Entries by uploading to the Contest website and must follow all submission instructions. Entrants will also be required to submit as part of registration on the Contest website certain contact information, including but not limited to the Entrant’s name, age, country or territory, phone number and email address.
   • • Entrants must be able to provide on request all appropriate clearances, permissions and releases for Entrant’s Video Entry, including releases from any third parties appearing or mentioned in an Entry. Failure to provide requested releases, clearances or permissions will disqualify Entrant from the Contest.
   • • Incomplete, corrupted, untimely or unintelligible entries will be disqualified. Entries not accompanied by complete contact and other requested information may also be disqualified. If for any reason an Entry is confirmed to have been erroneously deleted, lost or otherwise destroyed or corrupted, Entrant’s sole remedy is to submit another Entry in the Contest prior to close of the Contest. Sponsor reserves the right to determine, in its sole discretion, which entries have satisfied the entry requirements. Entrants may submit only a single Entry; if an Entrant submits more than one Entry, Entrant’s first Video Entry will be designated as the Entry and other submissions will be disregarded for purposes of the Contest.


4. 4. Entrant Representations and Warranties: BY SUBMITTING A VIDEO ENTRY, EACH ENTRANT WARRANTS AND REPRESENTS THAT THEIR ENTRY (AND EACH COMPONENT THEREOF):
   • • Is original to the Entrant and does not violate or infringe the rights of any third party and that no other party has any rights or interest in the Entry. Without limiting the foregoing, Entries must not include third party trademarks, logos, photographs, artwork, or video content or music (or any other copyrightable content) that isn’t originally written, performed or produced by Entrant.
   • • Does not include third parties (or identifying information of a third party) unless the third party has expressly authorized Entrant to include them (or the information) in the Entry. Entrant agrees that they have obtained all necessary rights in and to the Entry and each of the Entry’s components. Such rights may include, without limitation, the consent of the videographer, rights of publicity/privacy of individuals appearing or referenced in the Video Entry.
   • • Is not unlawful, threatening, discriminatory, sexually explicit, violent, offensive, profane or harassing.
   • • Will not defame or otherwise violate the rights of any third party.
   • • Will not include any individual under the age of 18.
   • • Meets all terms of these Official Rules.


5. 5. License to Sponsor: In consideration of Entrant’s Video Entry being reviewed and evaluated for the Contest, and as a condition of entering the Contest, each Entrant hereby grants to Sponsor, its affiliates, member organizations, and their successors and assignees, a non-exclusive, irrevocable, fully paid, worldwide, right and license, but not the obligation, to use, copy, sublicense, transmit, distribute, publicly perform, display, publish, edit, modify, create derivative works of, and synchronize Entrant’s Video Entry, or any portion thereof in any media, now known or hereafter devised, for any purpose in perpetuity without attribution or compensation. The license granted allows Sponsor to, among other things, use Video Entries (or portions thereof) to advertise, promote and publicize the Contest, Sponsor, Sponsor’s affiliates and member organizations. Entrant waives any and all moral rights in the Entry.


6. 6. Publicity: By entering the Contest and submitting a Video Entry, Entrant consents to the use of Entrant’s biographical information, quotes, comments, name, image, likeness and any other submitted identifying information, worldwide, in perpetuity, in all media now known or hereafter developed without further payment or compensation (except where prohibited by law).


7. 7. Prizes and Judging:
   • The judging period begins on 25 September 2020 and ends on 2 October 2020. During the judging period, a panel of at least three (3) judges selected by Sponsor will select up to fifteen (15) finalists from among the Entrants. Five (5) finalists will be designated as Grand Prize Winners.
   • • Video Entries will be judged based on the following criteria:
   1. Entry responds appropriately to the prompt
   2. The degree to which global consumers likely will relate to the Entry and its message
   3. Originality, creativity and quality of the Video Entry
   • • Finalists and the Grand Prize Winners will be notified on or before 7 October 2020 via the email address they provide at the time they submit their Video Entry. Entrants expressly agree that no other form of notification is required.
   • • All selected finalists may have their Video Entry (or portions of their Video Entry) featured in promotional materials for Sponsor and its affiliates and member organizations beginning on World Financial Planning Day, Wednesday, 7 October 2020.
   • • In addition to the above, each Grand Prize Winner will be matched with an individual that holds the CERTIFIED FINANCIAL PLANNER^TM certification in their country or territory who will provide a one-time session of up to three (3) hours free of charge to provide guidance on the Grand Prize Winner’s most pressing financial questions and help them obtain a deeper understanding of their current finances (the Starter Session). Within fifteen (15) business days after the conclusion of the Starter Session and after receipt of the Payment Information (see below), FPSB Ltd. will also pay to each Grand Prize Winner the equivalent of US$1,000 converted, if necessary, to the Entrant’s local currency pursuant to the exchange rate effective on the date the prize is finally awarded to be used to further financial goals developed as a result of the Starter Session. The selected Grand Prize Winners will be responsible for providing Sponsor with mailing address, bank account, or other information that is necessary to effect payment of the prize money (the Payment Information). If a selected Grand Prize Winner is unwilling or unable to (i) participate in the Starter Session within three (3) months of being notified by FPSB Ltd. of their Grand Prize Winner status or (ii) provide to FPSB Ltd. the Payment Information within five (5) business days of the conclusion of the Starter Session, Sponsor is authorized to select an alternate Grand Prize Winner for the Contest.
   • • Holistic financial planning advice may take longer than the time allotted for the Starter Session. Should the Grand Prize Winner desire to engage the identified CERTIFIED FINANCIAL PLANNER^TM professional for additional services, this will be at the discretion of the professional and Grand Prize Winner and subject to the CERTIFIED FINANCIAL PLANNER^TM professional’s usual commercial agreement. There is no obligation on the part of the Grand Prize Winner to engage the CFP^TM professional for services in addition to the Starter Session.
   • • If a finalist or a Grand Prize Winner cannot be contacted, is ineligible, fails to claim the prize within five (5) days from the time the award notification is sent, fails to meet with the CERTIFIED FINANCIAL PLANNER^TM professional identified by FPSB Ltd. within the allotted time, or fails to timely return any additional documentation required by Sponsor (as may be applicable), the prize may be forfeited. Receipt by Entrant of a prize offered in this Contest is conditioned on compliance with any and all laws and regulations.
   • • All prizes awarded in the Contest are non-assignable and non-transferable. No prize may be transferred to any other person or entity. Any costs associated with receiving a prize (including without limitation fees or taxes) are solely the responsibility of the Entrant.
   • • Selection of the CERTIFIED FINANCIAL PLANNER^TM professional to conduct the Starter Session, is within the sole discretion of FPSB Ltd. Grand Prize Winners may be required to enter into a separate engagement with such professional and to provide requested financial information and documents (for example, related to debts and/or income) as a condition of collecting their prize. AS MORE FULLY SET FORTH IN SECTION 9 BELOW, THE RELEASED PARTIES ACCEPT NO RESPONSIBILITY FOR THE CONTENT OR QUALITY OF THE ADVICE PROVIDED DURING THE STARTER SESSION.
   
   
   • 8. Sponsor Rights: In addition to other rights set forth in these Official Rules, Sponsor will have the right and sole discretion to:
     • • Reject or disqualify any Entry that fails to comply with the Official Rules or that otherwise does not meet Sponsor’s standards of originality and quality. All decisions to reject or disqualify an Entry are within the sole discretion of Sponsor.
     • • Replace a Grand Prize Winner’s Video Entry with the Video Entry of an alternate eligible Entrant if such Entry or Entrant is withdrawn or removed from the Contest for any reason.
     • • Terminate, suspend or modify the Contest (or any part of the Contest) for any reason if there is an error, problem or other cause that impacts the operation, administration or security of the Contest or the Sponsor, as determined by Sponsor in its sole discretion. The Released Parties will have no liability for any such termination, modification or cancellation.
     • • Interpret and apply these Official Rules in its sole discretion. All interpretations of these Official Rules and decisions of Sponsor in connection with the Contest are final.
   
   
   • 9. General Terms and Conditions:
     • • Entrant’s Release and Limitation of Liability: Each Entrant releases Sponsor, its affiliates, member organizations, and their officers, directors, volunteer leaders, employees, successors, licensees and assignees (the Released Parties) from any and all claims or liabilities, now known or arising hereafter, related to Entrant’s participation in the Contest or submission of a Video Entry, including without limitation any claim (i) for defense and/or indemnity arising out of or related to the Contest or Entrant’s Video Entry, (ii) related to Entrant’s inability for whatever reason to submit a Video Entry, (iii) for infringement or breach of an intellectual property or publicity right, or (iv) a claim for defamation. Each Entrant agrees and acknowledges that participation in the Contest and submission of a Video Entry will not give rise to any confidential, fiduciary, implied-in-fact or implied-in-law, or other special relationship between Sponsor and Entrant. Entrant acknowledges and agrees that Sponsor is not responsible for any costs or obligations incurred by Entrant in creating the Video Entry or for any harm or perceived harm incurred by third parties as a result of the Video’s creation.
     
     
     • BY PARTICIPATING IN THIS CONTEST, ENTRANTS AGREE THAT THE RELEASED PARTIES WILL HAVE NO LIABILITY FOR, AND WILL BE HELD HARMLESS BY ENTRANTS AGAINST, ANY LIABILITY FOR ANY INJURIES, LOSSES OR DAMAGES OF ANY KIND TO ANY PERSON, INCLUDING PERSONAL INJURY OR DEATH, OR INJURY TO PROPERTY RESULTING IN WHOLE OR IN PART, DIRECTLY OR INDIRECTLY, FROM ACCEPTANCE, POSSESSION, MISUSE OR USE OF THE PRIZE, ENTRY OR PARTICIPATION IN THIS CONTEST OR IN ANY CONTEST-RELATED ACTIVITY OR ANY CLAIMS BASED ON PUBLICITY RIGHTS DEFAMATION OR INVASION OF PRIVACY OR MERCHANDISE DELIVERY. ALL PRIZES ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. SOME JURISDICTIONS MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES OR EXCLUSION OF IMPLIED WARRANTIES, SO SOME OF THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY. CHECK LOCAL LAWS FOR ANY RESTRICTIONS OR LIMITATIONS REGARDING THESE LIMITATIONS AND EXCLUSIONS.
     
     
     • • Entrant’s Indemnification: Entrant will indemnify and hold harmless the Released Parties from and against any and all liability, claims, loss, damage, injury or expense (including without limitation attorneys’ fees) arising in connection with any third-party action arising out of a breach or allegation, which if true, would constitute a breach of Entrant’s representations, warranties or obligations herein.
     • • Governing Law and Jurisdiction: Except where prohibited by law, Entrants agree that any and all disputes, claims and causes of action arising out of or connected with this Contest that are not resolved by mutual agreement will be settled, individually, by arbitration in accordance with the then-existing rules of the American Arbitration Association, such arbitration to be conducted in Denver, Colorado, USA. Any and all claims, judgments and awards will be limited to actual out-of-pocket costs and in no event will an Entrant be able to recover attorneys’ fees or consequential or punitive damages.
   
   
   • 10. If you have any questions about the Contest or Official Rules, please send an email to: info@FPSB.org and mention “WFPD Video Contest " in the subject line.